Renegociação de contrato consolidado.

Renegociação de contrato de forma consolidada, permitindo negociar uma entrada variável, bem como a quantidade de parcelas desejadas, sem necessidade de envio de id das parcelas.

SecurityApiKeyAuth

Request

header Parameters

mova-client-id required	string Número fornecido pela Mova que representa o id do cliente. Formato de 36 caracteres, seguindo o padrão UUID. Este número é utilizado para gerir internamente o acesso a determinadas funcionalidades. Example: Hf1235d5jh54H542fKOHJl5432kmhHMF573
sync	boolean Enviar “true” para processamento síncrono da chamada. Enviar “false” para processamento assíncrono da chamada. Se não enviado, aplicamos o Default “true”, ou seja, síncrono. NOTA: a opção “false” está temporariamente desabilitada. Example: true

Request Body schema: application/json

Any of:

Objeto responsável por representar request da PostInstallmentGeneralNegotiation.

	object Dados de identificação da requisição.
	Array of objects or objects Lista com informações de propostas. Se o array installment_info também for enviado, apenas o proposal_info será considerado no processamento.
	object Informações gerais da renegociação via novo contrato ou acordo. Caso o cliente defina as informações deste objeto, serão ignoradas as informações por parcela.
	object Política de cobrança
additional_fields	Array of arrays Lista de campos adicionais. Se passado 'operation_type = renegociação', o motor de crédito, ao criar a nova cotação, identificará que está partindo de uma renegociação.

Responses

201

Objeto de negócio contendo os dados retornados pela API.

401

Unauthorized

403

Forbidden

404

Not Found

405

Method Not Allowed

406

Not Acceptable

422

Unprocessable Entity

429

Too Many Requests

500

Internal Server Error

503

Service unavailable

504

Timeout

post/installments/general/negotiation

Request samples

application/json

{"request_info": {"calculation_date": "2023-06-23",
"new_contract_product_id": 798,
"cancel_prepayment_discount": false,
"down_payment_value": 500,
"update_due_date": false,
"new_contract_maximum_iof_days": false,
"new_contract_apply_daily_iof": false,
"new_contract_apply_fixed_iof": false,
"new_contract_installment_cost_fixed": 120.00001,
"new_contract_cost_rate": 0.05001,
"new_contract_interest_monthly_rate": 0.01299,
"new_contract_anniversary_day": 12,
"new_contract_grace_period_number": 25,
"contract_settlement": false,
"new_contract_settlement_is_financial": false
},
"proposal_info": [{"proposal_id": 569784
},
{"operation_tracking_id": "73479fe1-f152-4943-b8d8-465d32bcd3cc"
}
],
"general_info_new_contract": {"installments_number_options": [{"installments_number": 3
},
{"installments_number": 4
},
{"installments_number": 6
}
]
},
"collection_policy": {"discount_d1_percent_charges": 0.1,
"discount_d2_percent_original": 0.1,
"discount_d3_amount_negotiation": 5.15,
"additional_a1_percent_after_charges": 0.1,
"additional_a2_percent_original": 0.1,
"additional_a3_amount_negotiation": 10.25
},
"additional_fields": {"operation_type": {"value": "renegotiation"
}
}
}

Response samples

application/json

{"api_version": "1.0.0",
"transaction_id": "593f33f6-6122-4624-8c1c-6602a14a730e",
"data": {"general_info": {"response_type": "RETORNO_RENEGOCIACAO_CONTRATO_CONSOLIDADO_SOLICITADA",
"operation_tracking_id": "23584256-6122-4624-8c1c-6602a14a533g"
},
"borrower_info": {"cpf_cnpj": "12345678000191",
"name": "Pizzaria do João Alegre Silva"
},
"proposal_info": [{"proposal_id": 569784,
"operation_tracking_id": "73479fe1-f152-4943-b8d8-465d32bcd3cc"
}
],
"general_installments_info": {"installments_number": 13,
"sum_installments_principal_amount": 485.85,
"sum_installments_interest_amount": 35.25,
"sum_installments_amount": 869.58,
"sum_additional_index_update": 888.98,
"sum_additional_late_fine": 65.95,
"sum_additional_late_contract_interest": 0.11,
"sum_additional_late_penalty_interest": 0.13,
"sum_additional_late_taxes": 0.14,
"sum_additional_collection_a1": 13.13,
"sum_additional_collection_a2": 13.12,
"sum_additional_collection_a3": 13.11,
"sum_discount_collection_d1": 15.15,
"sum_discount_collection_d2": 15.16,
"sum_discount_collection_d3": 15.17,
"sum_discount_pre_payment": 200.55,
"sum_installments_updated_amount": 869.58,
"sum_installments_complement_info": {"sum_total_additional_items": 132.12,
"sum_total_discount_items": 132.12,
"sum_additional_late_items": 134.12,
"sum_additional_not_late_items": 135.13,
"sum_additional_collection_items": 145.13,
"sum_discount_collection_items": 133.13
},
"sum_taxes_info": {"sum_investor_irrf": 0.15,
"sum_investor_iof": 0.14,
"sum_borrower_renegotiation_paid_iof": 0.13
}
},
"individual_installments_info": [{"proposal_id": 569784,
"installment_id": 12,
"installment_status": "A VENCER",
"installment_number": 14,
"installment_due_date": "2023-07-26",
"installment_principal_amount": 162.85,
"installment_interest_amount": 6.58,
"installment_base_amount": 169.44,
"additional_index_update_value": 280.13,
"additional_late_fine": 300.13,
"additional_late_contract_interest": 245.64,
"additional_late_penalty_interest": 245.64,
"additional_late_taxes": 362.98,
"additional_collection_a1": 123.33,
"additional_collection_a2": 124.44,
"additional_collection_a3": 122.22,
"discount_collection_d1": 100.15,
"discount_collection_d2": 111.41,
"discount_collection_d3": 112.32,
"discount_pre_payment": 150.35,
"installment_updated_amount": 142.35,
"installment_complement_info": {"installment_update_calculation_date": "2022-11-19",
"total_additional_items": 33.11,
"total_discount_items": 33.03,
"additional_late_items": 42.35,
"additional_not_late_items": 49.95,
"additional_collection_items": 41.95,
"discount_collection_items": 33.11
},
"original_installment_info": {"original_installment_id": 12,
"original_due_date": "2018-08-11",
"original_principal_amount": 350.5
},
"taxes_info": {"investor_irrf": 1.06,
"investor_iof": 1,
"borrower_renegotiation_paid_iof": 1
}
}
],
"installments_options_new_contract": [{"new_general_installments_info": {"installments_number": 5,
"sum_installments_principal_amount": 485.85,
"sum_installments_interest_amount": 35.25,
"sum_installments_amount": 869.58,
"new_general_installments_complement_info": {"interest_monthly_rate": 0.012,
"interest_annual_rate": 0.043,
"gross_costs_monthly_rate": 56.1,
"gross_costs_annual_rate": 3.22,
"operation_total_taxes": 45.31,
"operation_total_costs": 499.01,
"operation_gross_amount": 500.01
}
},
"new_individual_installments_info": [{"proposal_id": 569784,
"installment_number": 12,
"installment_due_date": "2011-05-20",
"installment_principal_amount": 328.31,
"installment_interest_amount": 200.51,
"installment_base_amount": 350.13
}
]
}
],
"bar_code_info": {"bar_code": "23793.38128 60005.706373 03000.050801 7 90770000168088",
"bar_code_url": "https://faturas.iugu.com/ee81ec24-351a-407a-9cf7-11985609ee76-3b9d"
},
"pix_info": {"pix_code": "00020101021226880014br.gov.bcb.pixXXX",
"pix_qrcode_url": "https://faturas.iugu.com/ee81ec24XXX"
},
"down_payment_info": {"down_payment_value": 500.01,
"down_payment_due_date": "2023-06-23",
"down_payment_installment_id_link": [{"installment_id": 10,
"installment_number": 3
}
]
}
}
}